“Hi this is Sara, I’m calling with important information about your credit card. Nothing is wrong, but you are eligible for a great opportunity. Stay on the line or press one for more information.”

If you have a working telephone, you have probably received a call just like this or one of a similar nature. Assuming you didn’t hang up immediately, you pressed one to try and speak with a human to get your number taken off their list. And you most likely were met with a “click” signaling that they had hung up on you, rather than taken you off their list.

Free cruises, important information about your credit card, debt collection, calls from the IRS, warnings about a computer virus, and a whole litany of other enticing robocalls are increasing–despite their illegality. In April alone there were 2.5 billion robocalls placed in the U.S.

The FCC defines robocalls as unsolicited, pre-recorded messages that are placed without written or verbal consent. Exceptions are information about flight changes and school closings.

So, if they’re illegal, why are they still happening? The first reason is the ease with which they can be placed. According to the FCC, new technology allows these scammers to use inexpensive autodial technology to call hundreds of numbers a minute, whether they are on the Do Not Call list or not.

Do you want to know how to stop unwanted calls? Read these #FCCtips to #StopRobocalls: https://t.co/kkwwqxlOVK #ProtectingConsumers

— The FCC (@FCC) May 10, 2017

Even though robocalls are difficult to stop, a new string of lawsuits are aiming to curb this problem.

In January, the FTC filed two suits, FTC v. Justin Ramsey, et al. and FTC v. Aaron Michael Jones, et al., against two of the biggest perpetrators of robocalling. Many of the defendants have agreed to a settlement that includes a permanent ban on robocalling in the future, an agreement to never help others to place robocalls, a promise to stop calling numbers listed on the Do Not Call list, and paying a settlement to the FTC of over $500,000. 

In 2012 Grant Birchmeier and Stephen Parkes filed a class-action lawsuit against Caribbean Cruise Line, claiming that the company illegally contacted them and others on multiple occasions. The settlement resulted in Caribbean Cruise Line agreeing to pay up to $500 a call to those who received calls between August 2011 to August 2012.

Unfortunately, these fines and lawsuits are hardly threatening. One scam that pretended to be the IRS, was able to swindle $26.5 million from about 5,000 people, according to the (real) IRS. Telephone companies are working on new technology to block robocalls. But while those are still experiencing some hiccups, there are some preventative measures you can take.

First, don’t answer unfamiliar calls. If someone really wants to get in contact with you, they can leave a message. Most robocallers are testing your number to see if there is a real person at the other end. Not answering prevents them from getting that knowledge. Once they do know there is someone there, that number gets passed around to more and more robocall centers.

If you get any calls like this, submit the suspicious numbers to the FTC at this link: https://complaints.donotcall.gov/complaint/complaintcheck.aspx. Furthermore, you should put yourself on the Do Not Call list. Being on this list won’t prevent all calls from scammers, but it will cut down on some. Here is the link: https://www.donotcall.gov/

You can register for the National Do-Not-Call list at https://t.co/ZeZdjVjejK, by phone 1-888-382-1222 or TTY 1-866-290-4236. #FCC101

— The FCC (@FCC) May 10, 2017

 Finally, never give your bank account information or credit card information over the phone to a stranger. No matter what scare tactics they use (telling you you’re being sued for fraud, telling you your computer has a virus, etc.) do not give them your personal information. It’s always best to hang up and verify that what they are saying is true.

For the near future, it looks like we will be plagued by robocalls. But if you follow these steps, you’re on the way to stopping them.

Anne Grae Martin

Anne Grae Martin is a member of the class of 2017 University of Delaware. She is majoring in English Professional Writing and minoring in French and Spanish. When she’s not writing for Law Street, Anne Grae loves doing yoga, cooking, and correcting her friends’ grammar mistakes. Contact Anne Grae at staff@LawStreetMedia.com.

The post The Problem with Robocalling–And How to Stop It appeared first on Law Street.

The last time a cruise ship set sail from the United States to Cuba, there were nearly fifty percent less people in the world–4.4 billion–than today. The Bee Gees dominated the Billboard charts. A dozen eggs cost 48 cents.

That all changed at 10:24 AM Monday morning, when the first U.S. to Cuba cruise ship since 1978 docked in Havana, the island’s capital city. The 600 passengers of the Fathom Adonia–which left Miami Sunday afternoon–were welcomed by whistling and waving Cubans ashore and a Cuban band onboard.

“It’s exciting to be part of this historic voyage,” Shirley Thurman, a retiree from St. Augustine and Adonia passenger told the Miami Herald. “I am so glad we are normalizing relations with Cuba. I think the common people in Cuba have been the ones who have suffered over the years.”

Thurman was joined by hundreds of fellow Americans, as well as 10-25 native-born Cubans, according to cruise officials. As President Barack Obama prepared to make history of his own in March by being the first U.S. president in 88 years to set foot on Cuban soil, his administration made a move to ease travel restrictions, allowing travel to Cuba under “people to people” terms. Museum visits, musical performances, craft workshops, and other cultural activities would all be allowed as long as each individual kept a journal detailing their “educational visit.”

And that’s exactly what the Adonia passengers will be required to do over the next week, as they sail from Havana to Cienfuegos to Santiago de Cuba, visiting historical monuments and museums; talking to artists and engaging in community projects, all in an effort to meet the “people to people” requirements.

But the historical sea voyage wasn’t all smooth sailing. A lawsuit was filed when tickets for the trip went on sale by Francisco Marty and Amparo Sanchez, both Cuban born and so denied purchase from Carnival Corp., the ship’s operating company. At the time of the lawsuit, Raul Castro’s Communist Party restricted Cuban-born individuals seeking to re-enter their homeland via boat. Carnival was abiding by the decades old Cuban ordinance in refusing to sell Marty and Sanchez tickets, but the two pursued a lawsuit against the company anyway. According to a post on its state-run newspaper Granma on April 22, days after the lawsuit, the Castro government dropped the restrictions.

“They knew in order to accommodate normalization of relations and accommodate our bringing guests to Cuba, it would be necessary to change,” Arnold Donald, CEO of Carnival Corp. told the Miami Herald. Marty and Sanchez responded by dropping the suit, but still refusing to support what they see as Cuba’s discrimination against Cuban-born Americans.

Yet Cuba has been swamped with American tourists since the Cold War-era freeze was abated by the Obama administration in late 2014. Tourism is Cuba’s largest industry, accounting for 10 percent of its total GDP, as 3.52 million people visited the island last year. Now that a new cruise precedent has been set, that number is sure to increase in the coming years.

Alec Siegel

Alec Siegel is a staff writer at Law Street Media. When he’s not working at Law Street he’s either cooking a mediocre tofu dish or enjoying a run in the woods. His passions include: gooey chocolate chips, black coffee, mountains, the Animal Kingdom in general, and John Lennon. Baklava is his achilles heel. Contact Alec at ASiegel@LawStreetMedia.com.

The post First U.S.-Launched Cruise Ship in Almost 40 Years Docks in Cuba appeared first on Law Street.